SHEFFIELD FINANCIAL
Traditional Consumer Financing
Best For: Customers with established, good-to-excellent credit
- Covers
- Eligible new and used trailers and accessories
- Credit Score
- Stronger credit profiles, generally 700+
- Financing Amount
- Based on the approved program and the customer’s creditworthiness
- Down Payment
- $0 down may be available to qualified buyers
- Prequalification
- Available without affecting the customer’s credit score
- Application Requirements
- Two valid forms of identification, including one driver’s license, Social Security number, address, and income information
CLICKLEASE
Business Equipment Leasing
Best For: Business and commercial customers
- Covers
- Eligible trailers and equipment purchased for business use
- Financing Amount
- Up to $25,000
- Down Payment
- Initial payment requirements vary
- Application Requirements
- Valid identification, personal and business information, business-use details, and a valid driver’s license
Additional Benefit: Startups and sole proprietors may qualify; applying does not require a hard credit inquiry
C3 RENTALS
Consumer and Commercial Rent-to-Own
Best For: Customers with poor, limited, or no established credit
- Covers
- New utility, enclosed, dump, equipment, and other eligible trailers
- Down Payment
- Initial rental payment and any required deposit; approximately 15% may be required
- Application Requirements
- Valid identification, contact information, proof of insurance, proof of residence, and a completed rental agreement
Additional Benefit: Customers may have the opportunity to obtain ownership through rent-to-own agreement terms
SYNCHRONY FINANCIAL
Consumer Installment Financing
Best For: Customers seeking traditional monthly payments for personal trailer purchases
- Covers
- Eligible new and used trailers, accessories, warranties, and additional equipment
- Credit Score
- Subprime to excellent
- Financing Amount
- Up to $50,000
- Down Payment
- 0%–15%
- Application Requirements
- Full name, Social Security number, valid driver’s license, secondary identification, address, and income information
Additional Benefit: Prequalification may be available without affecting the customer’s credit score
ROCK SOLID FUNDING
Personal Trailer Financing
Best For: Customers with fair-to-excellent credit seeking flexible loan options
- Covers
- Eligible new and used utility, cargo, and other trailers
- Credit Score
- Generally 600+
- Financing Amount
- $3,500–$75,000 for standard trailer programs
- Down Payment
- 0%–10%
- Application Requirements
- Personal information, credit application, income and employment details, identification, and proof of income
Additional Benefit: Personalized loan assistance and early payoff options without prepayment penalties
All financing and rent-to-own programs are subject to provider eligibility, credit approval where applicable, and current terms. Minimum credit scores, down payments, financing amounts, and other requirements may vary.